Business Banking

SMALL AND MEDIUM ENTERPRISES

Start local, grow global

Emirates NBD shares the entrepreneurial spirit of SMEs and supports every one with customized product packages, responsive services and access to expert advice. With our wide network and extensive product solutions, you can plan on expanding business operations even at the earliest stages.

Disclosure of Interest Rates & Financing

Product	APR	Management Fee
Short Term loan	between 4.5% and 10%	1.75% to 4% (of the financed amount)
Medium Term Loan	Between 5% and 10%	2% to 4% (of the financed amount)

Examples:

STL for Direct payment to Supplier for SAR 1,620,000 with tenor of 172 days and an APR of 5.5% would have a profit of SAR 42,547.86.
STL for Direct payment to Supplier for SAR 600,000 with tenor of 123 days and an APR of 6.75% would have a profit of SAR 13,840.43.
STL for Direct payment to Supplier for SAR 150,000 with tenor of 100 days and an APR of 8.2% would have a profit of SAR 3,452.38.

Commercial Banking

Optimized solutions for maximum growth

Mid-caps are the driving force behind KSA's economy and as such are a vital sector requiring bespoke solutions for specific business needs. Our Commercial Banking unit is comprised of experts across industries and regions, covering Riyadh, Al Khobar and Jeddah, and backed by the strength of Emirates NBD's worldwide network spanning the UK, GCC and Asia.

You can confidently expand your business beyond borders with our expert knowledge and extensive network to support you every step of the way.

At Emirates NBD we understand that in business no one solution fits all. Our Commercial Banking unit offers tailor-made products and services to suit your specific needs

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Time Deposits

Secure your business's future success today

Invest your money in our wide range of Time Deposits and enjoy competitive profit rates and a host of features and benefits, including:

Available in local and major foreign currencies

Flexible tenor up to 12 months

Profit Margin Payment at maturity

Automatic renewal at maturity date

Can be used as collateral for finance or overdrafts

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Non-profit margin bearing account

Account opening

Available in SAR and major international currencies

Cheque book facility

smartBUSINESS

The best business partner, available 24/7

Every second counts in the global economy. Seize opportunities as they come with smartBUSINESS, our secure web-based platform that gives you access to your account and make transactions any time, any day of the year.

Payments

Remittances

Trade Finance services

Requests and reports

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Useful Links

Application form (Kindly contact Cash Management Customer Service on +966 (1) 2825569 / 2825546 for assistance in filling up the application form)

How to fill the smartBUSINESS application form

Terms & Conditions

Account Opening Form for Legal Persons

Creating real solutions in real time to give your business a global edge