Auto Lease Programs

Select the program that is right for you!

Emirates NBD offers you a wide range of Auto Lease programs that gives you the capability of owning the car of your dreams with comfort and ease.

New Vehicles Program

50/50 Program

Certified Pre-Owned Vehicles

Disclosure of Interest Rates & Financing for Auto Lease Products

Our swift & enhanced aftersales services

Own Your Dream Car With up to 45% Balloon Payment

Disclosure of Interest Rates & Financing for Auto Lease ProductsOur swift & enhanced aftersales services
New Vehicles Program

The Auto Lease program that provides you flexible payment terms

Apply now and get your new car with comfort & ease from a wide range of brands.

Features & Benefits*:

  • Fast Application Processing
  • Fully Shariah Compliant - Leasing Structure Based on Ijarah
  • Most Competitive Profit Rates
  • Best in Class Insurance
  • Agency Repair Option for Whole Tenure*
  • GCC Insurance Cover Option*
  • Option to Avail Personal Accident Benefit for Driver In Case of Accident, Emergency Medical Expense and Natural Perils (God Forbid)*
  • Extended Warranty Option Available*
  • Contract Cancelling and Car Returning Option Available
  • Option to Transfer Lease to New Customer
  • Option to Use Car in GCC Countries and Jordan
  • Financing Tenure from 12 to 60 Months.
  • Certified Pre-Owned and 50/50 Leasing Schemes Available**

*Terms & Conditions Apply
** Available on Select Brands

Know more

Apply now

50/50 Program

The program which allows you to fully own your vehicle in 24 months

Apply now and get your car with our 50/50 program.

Features and Benefits*:

  • Fast Application Processing
  • Fully Shariah Compliant - Leasing Structure Based on Ijarah
  • Most Competitive Profit Rates
  • Best in Class Insurance
  • Agency Repair Option for Whole Tenure*
  • GCC Insurance Cover Option*
  • Option to Avail Personal Accident Benefit for Driver In Case of Accident, Emergency Medical Expense and Natural Perils (God Forbid)*
  • Contract Cancelling and Car Returning Option Available
  • Option to Transfer Lease to New Customer
  • Option to Use Car in GCC Countries and Jordan
  • Financing Tenure up to 24 Months

*Terms & Conditions apply

Know more

Apply now

Certified Pre-Owned Vehicles

Our certified pre-owned vehicles provide you with the luxury you require on the road

Apply now and get your luxury car.

Features & Benefits*:

  • Fast Application Processing
  • Fully Shariah Compliant - Leasing Structure Based on Ijarah
  • Most Competitive Profit Rates
  • Best in Class Insurance
  • Agency Repair Option for Whole Tenure*
  • GCC Insurance Cover Option*
  • Option to Avail Personal Accident Benefit for Driver In Case of Accident, Emergency Medical Expense and Natural Perils (God Forbid) *
  • Extended Warranty Option Available*
  • Contract Cancelling and Car Returning Option Available
  • Option to Transfer Lease to a New Customer
  • Option to Use Car in GCC Countries and Jordan
  • Financing Tenure from 12 to 60 Months

*Terms & Conditions apply

Know more

Apply now

Check out our exclusive

Auto Lease offers

Limited time offer

Lead the way with Peugeot

Terms & Conditions related to the Promotion*:

  • The offer is for Peugeot Brand with Almajdouie Motors only
  • The offer is applicable on specific Peugeot models and limited to financing customers only
  • Image used in the ad may differ from the original vehicle and is for reference purpose
  • Offer not valid in conjunction with any other promotions
  • Please visit the nearest showroom for more information about the minimum income of Regular Financing (1-5 Years) and 50-50 Financing (2 Years)**
  • Minimum Qualifying Simah Score applies as stated below:
    • Salaried Customers with 0% Down Payment: 550+ Qualifying Score
    • Salaried Customer with 5% Down Payment: 500 upto 550 Qualifying Score
    • Self Employed Customers with 10% Down Payment: 550+ Qualifying Score
    • 50-50 Customers (all customer type): 550+ Qualifying score for availing 50-50 Financing for 2 Years
  • Balloon Payment Regular Financing: 35%
  • Balloon Payment 50-50 Financing: 50%
  • Starting APR for 50-50 Financing @ 0.00% with Admin Fee included & excluding Insurance
  • Starting APR for Regular Financing @ 2.13% with Admin Fee included & excluding Insurance

* Terms & Conditions Apply

** Based on DBR calculation and eligibility

Campaign Validity: Till 31st of December 2024

General Terms & Conditions:

  • This offer is applicable for the existing and new customers.
  • Terms and conditions of Auto Lease for Branch of Emirates NBD - Kingdom of Saudi Arabia shall apply
  • These terms and conditions are subject to the laws and regulations of the Kingdom of Saudi Arabia
  • The bank, in its absolute discretion, reserves the right to prevent any individual from benefiting from the offer if the individual violates these terms and conditions or the terms of use of the product or the bank account, or attempts to tamper with the instructions and mechanism for benefiting from this offer
  • Branch of Emirates NBD - Kingdom of Saudi Arabia is Licensed and regulated by Saudi Central Bank
  • These Terms and Conditions have been drafted in both Arabic and English version and in case of any discrepancies, the Arabic version shall prevail


Apply Now

Audi Q5.. more than an SUV

Terms & Conditions related to the Promotion*:

  • The offer is for Audi Brand with SAMACO Motors only.
  • The offer is applicable on specific Audi Q5 & Q5 SB model and limited to financing customers only.
  • Image used in the ad may differ from the original vehicle and is for reference purpose.
  • Offer not valid in conjunction with any other promotions.
  • Please visit the nearest showroom for more information about the minimum income of Regular Financing (1-5 Years) and 50-50 Financing (2 Years)**
  • Minimum Qualifying Simah Score applies as stated below:
    • Salaried Customers with 0% Down Payment: 550+ Qualifying Score
    • Salaried Customer with 5% Down Payment: 500 upto 550 Qualifying Score
    • Self Employed Customers with 10% Down Payment: 550+ Qualifying Score
    • 50-50 Customers (all customer type): 550+ Qualifying score for availing 50-50 Financing for 2 Years
  • Balloon Payment Regular Financing: 40%
  • Balloon Payment 50-50 Financing: 50%
  • Starting APR for 50-50 Financing @ 6.89% with Admin Fee included & excluding Insurance
  • Starting APR for Regular Financing @ 6.21% with Admin Fee included & excluding Insurance

* Terms & Conditions Apply

** Based on DBR calculation and eligibility

Campaign Validity: Till 31st of December 2024

General Terms & Conditions:

  • This offer is applicable for the existing and new customers.
  • Terms and conditions for branch of Emirates NBD - Kingdom of Saudi Arabia shall apply.
  • These terms and conditions are subject to the laws and regulations of the Kingdom of Saudi Arabia.
  • The bank, in its absolute discretion, reserves the right to prevent any individual from benefiting from the offer if he violates these terms and conditions or the terms of use of the product or the bank account, or attempts to tamper with the instructions and mechanism for benefiting from this offer.
  • ENBD is Licensed and regulated by SAMA.
  • These Terms and Conditions have been drafted in both Arabic and English version and in case of discrepancies, the Arabic shall prevail.


Apply Now

Get your Hands on Volkswagen Cars.

Terms and conditions:

Emirates NBD’s terms and conditions:

  • The offer is with Saudi Arabian Marketing & Agency Company - SAMACO only.
  • The offer is applicable on specific Golf - GTI & Teramont models and limited to financing customers only.
  • Image used in the ad may differ from the original vehicle and is for reference purpose.
  • Offer not valid in conjunction with any other promotions.
  • Minimum income requirement: salaried: SAR 10,000 & self-employed: SAR 30,000.
  • Minimum qualifying Simah score: Simah score of 550 and above for availing 50-50 financing for 2 years.
  • Campaign valid till 31st December 2024.
  • Terms and conditions for branch of Emirates NBD Bank - KSA Auto Lease apply.

SAMACO terms and conditions:

  • Vehicle warranty: 5 years / open mileage.
  • Service plan: 5 years / 75,000 KM.
  • Roadside assistance: 5 years.


Apply Now

A4 signature edition

*Bank Terms & Conditions

Terms & Conditions related to the promotion*:

  • The offer is for Audi Brand with SAMACO Motors only
  • The offer is applicable on specific Audi A4 model and limited to financing customers only
  • Image used in the ad may differ from the original vehicle and is for reference purpose
  • Offer not valid in conjunction with any other promotions
  • Please visit the nearest showroom for more information about the minimum income of Regular Financing (1-5 Years) and 50-50 Financing (2 Years)**
  • Minimum Qualifying Simah Score applies as stated below:
    • Salaried Customers with 0% Down Payment: 550+ Qualifying Score
    • Salaried Customer with 5% Down Payment: 500 up to 550 Qualifying Score
    • Self Employed Customers with 10% Down Payment: 550+ Qualifying Score
    • 50-50 Customers (all customer type): 550+ Qualifying score for availing 50-50 Financing for 2 Years
  • Balloon Payment Regular Financing: 35%
  • Balloon Payment 50-50 Financing: 50%
  • Starting APR for 50-50 Financing @ 6.63% with Admin Fee included & excluding Insurance
  • Starting APR for Regular Financing @ 6.40% with Admin Fee included & excluding Insurance

*Terms & Conditions Apply

**Based on DBR calculation and eligibility

Campaign Validity: 31st of December 2024

General Terms & Conditions:

  • This offer is applicable for the existing and new customers
  • Terms and conditions for branch of Emirates NBD - Kingdom of Saudi Arabia shall apply
  • These terms and conditions are subject to the laws and regulations of the Kingdom of Saudi Arabia
  • The bank, in its absolute discretion, reserves the right to prevent any individual from benefiting from the offer if he violates these terms and conditions or the terms of use of the product or the bank account, or attempts to tamper with the instructions and mechanism for benefiting from this offer
  • ENBD is Licensed and regulated by SAMA
  • These Terms and Conditions have been drafted in both Arabic and English version and in case of discrepancies, the Arabic shall prevail

Terms & Conditions apply

Apply Now

Models:

  • S450 4MATIC: EMI starting from SAR 10,131* for salaried customers.
  • S580 4MATIC: EMI starting from SAR 11,955* for salaried customers.
  • C200: EMI starting from SAR 5,191* for salaried customers.
  • GLE 53 Coupe: EMI starting from SAR 7,972* for salaried customers.

Terms and conditions:

Emirates NBD's terms and conditions:

  • Campaign valid till 31st December 2024.
  • The offer is with Al Juffali Mercedes only.
  • The offer is applicable on specific S-Class, C200 & GLE 53 Coupe Models and limited to financing customers only.
  • Image used in the ad may differ from the original vehicle and is for reference purpose.
  • Offer not valid in conjunction with any other promotions.
  • Minimum income for regular financing (1-5 years): salaried customers: SAR 5000 & self-employed customers: SAR 25,000.
  • Minimum income for 50-50 financing (2 years): salaried customers: SAR 10,000 & self-employed customers: SAR 30,000.
  • Balloon payment regular financing: 35% available on Sedans & 40% available on SUVs.
  • Balloon payment 50-50 financing: 50%

Al Juffali - Mercedes terms and conditions:

Buy-Back conditions for EQ version only

  • All vehicles must be serviced by Al Juffali (JACO) Service Department at regular intervals of 1 year or 25,000 Kilometers whichever comes first.
  • The vehicles must have fair wear and tear on return.
  • All vehicles must be free from any major accident repairs. Any minor accident repair must be carried out at JACO Bodyshop.
  • Milage is restricted to 20,000 kilometers per annum depending on the contract length. Access milage will be charged at 1.5 SR per kilometer where applicable.
  • The battery must be kept in a charged position and must not be completely depleted.
  • The battery health will be inspected by JACO service center at the time of buy-back.

*Terms and conditions apply


Apply Now

Experience the luxury of the 2024 Bentley Bentayga.

Terms and conditions:

  • The offer is with Saudi Arabian Marketing & Agency Company - SAMACO only.
  • The offer is applicable on specific Bentley Bentayga model and limited to financing customers only.
  • Image used in the ad may differ from the original vehicle and is for reference purpose.
  • Offer not valid in conjunction with any other promotions.
  • Minimum income requirement: Based on customer DBR (Debt Burden Ratio).
  • Minimum qualifying Simah score: Simah score of 550 and above for availing 50-50 financing for 2 years.
  • Campaign valid till 31st December 2024.

*Terms and conditions apply


Apply Now

Terms & Conditions related to the promotion*:

  • The offer is for Lucid Brand only
  • The offer is applicable on specific Lucid Model and limited to financing customers only
  • Image used in the ad may differ from the original vehicle and is for reference purpose
  • Offer not valid in conjunction with any other promotions
  • Please visit the nearest showroom for more information about the minimum income of Regular Financing (1-5 Years) and 50-50 Financing (2 Years)**
  • Minimum Qualifying Simah Score applies as stated below:
    • Salaried Customers with 0% Down Payment: 550+ Qualifying Score
    • Salaried Customer with 5% Down Payment: 500 up to 550 Qualifying Score
    • Self Employed Customers with 10% Down Payment: 550+ Qualifying Score
    • 50-50 Customers (all customer type): 550+ Qualifying score for availing 50-50 Financing for 2 Years
  • Balloon Payment Regular Financing: 35% available on Sedans
  • Balloon Payment 50-50 Financing: 50%
  • Starting APR for 50-50 Financing @ 4.63% with Admin Fee included & excluding Insurance
  • Starting APR for Regular Financing Sedan @ 4.88% with Admin Fee included & excluding Insurance

*Terms & Conditions Apply

**Based on DBR calculation and eligibility

Campaign Validity: 31st of December 2024

General Terms & Conditions:

  • This offer is applicable for the existing and new customers
  • Terms and conditions for branch of Emirates NBD - Kingdom of Saudi Arabia shall apply
  • These terms and conditions are subject to the laws and regulations of the Kingdom of Saudi Arabia
  • The bank, in its absolute discretion, reserves the right to prevent any individual from benefiting from the offer if he violates these terms and conditions or the terms of use of the product or the bank account, or attempts to tamper with the instructions and mechanism for benefiting from this offer
  • Emirates NBD is licensed and regulated by SAMA
  • These Terms and Conditions have been drafted in both Arabic and English version and in case of discrepancies, the Arabic shall prevail


Apply Now

Lead the way with Peugeot

Terms & Conditions related to the Promotion*:

  • The offer is for Peugeot Brand with Almajdouie Motors only
  • The offer is applicable on specific Peugeot models and limited to financing customers only
  • Image used in the ad may differ from the original vehicle and is for reference purpose
  • Offer not valid in conjunction with any other promotions
  • Please visit the nearest showroom for more information about the minimum income of Regular Financing (1-5 Years) and 50-50 Financing (2 Years)**
  • Minimum Qualifying Simah Score applies as stated below:
    • Salaried Customers with 0% Down Payment: 550+ Qualifying Score
    • Salaried Customer with 5% Down Payment: 500 upto 550 Qualifying Score
    • Self Employed Customers with 10% Down Payment: 550+ Qualifying Score
    • 50-50 Customers (all customer type): 550+ Qualifying score for availing 50-50 Financing for 2 Years
  • Balloon Payment Regular Financing: 35%
  • Balloon Payment 50-50 Financing: 50%
  • Starting APR for 50-50 Financing @ 0.00% with Admin Fee included & excluding Insurance
  • Starting APR for Regular Financing @ 2.13% with Admin Fee included & excluding Insurance

* Terms & Conditions Apply

** Based on DBR calculation and eligibility

Campaign Validity: Till 31st of December 2024

General Terms & Conditions:

  • This offer is applicable for the existing and new customers.
  • Terms and conditions of Auto Lease for Branch of Emirates NBD - Kingdom of Saudi Arabia shall apply
  • These terms and conditions are subject to the laws and regulations of the Kingdom of Saudi Arabia
  • The bank, in its absolute discretion, reserves the right to prevent any individual from benefiting from the offer if the individual violates these terms and conditions or the terms of use of the product or the bank account, or attempts to tamper with the instructions and mechanism for benefiting from this offer
  • Branch of Emirates NBD - Kingdom of Saudi Arabia is Licensed and regulated by Saudi Central Bank
  • These Terms and Conditions have been drafted in both Arabic and English version and in case of any discrepancies, the Arabic version shall prevail


Apply Now

Audi Q5.. more than an SUV

Terms & Conditions related to the Promotion*:

  • The offer is for Audi Brand with SAMACO Motors only.
  • The offer is applicable on specific Audi Q5 & Q5 SB model and limited to financing customers only.
  • Image used in the ad may differ from the original vehicle and is for reference purpose.
  • Offer not valid in conjunction with any other promotions.
  • Please visit the nearest showroom for more information about the minimum income of Regular Financing (1-5 Years) and 50-50 Financing (2 Years)**
  • Minimum Qualifying Simah Score applies as stated below:
    • Salaried Customers with 0% Down Payment: 550+ Qualifying Score
    • Salaried Customer with 5% Down Payment: 500 upto 550 Qualifying Score
    • Self Employed Customers with 10% Down Payment: 550+ Qualifying Score
    • 50-50 Customers (all customer type): 550+ Qualifying score for availing 50-50 Financing for 2 Years
  • Balloon Payment Regular Financing: 40%
  • Balloon Payment 50-50 Financing: 50%
  • Starting APR for 50-50 Financing @ 6.89% with Admin Fee included & excluding Insurance
  • Starting APR for Regular Financing @ 6.21% with Admin Fee included & excluding Insurance

* Terms & Conditions Apply

** Based on DBR calculation and eligibility

Campaign Validity: Till 31st of December 2024

General Terms & Conditions:

  • This offer is applicable for the existing and new customers.
  • Terms and conditions for branch of Emirates NBD - Kingdom of Saudi Arabia shall apply.
  • These terms and conditions are subject to the laws and regulations of the Kingdom of Saudi Arabia.
  • The bank, in its absolute discretion, reserves the right to prevent any individual from benefiting from the offer if he violates these terms and conditions or the terms of use of the product or the bank account, or attempts to tamper with the instructions and mechanism for benefiting from this offer.
  • ENBD is Licensed and regulated by SAMA.
  • These Terms and Conditions have been drafted in both Arabic and English version and in case of discrepancies, the Arabic shall prevail.


Apply Now

Get your Hands on Volkswagen Cars.

Terms and conditions:

Emirates NBD’s terms and conditions:

  • The offer is with Saudi Arabian Marketing & Agency Company - SAMACO only.
  • The offer is applicable on specific Golf - GTI & Teramont models and limited to financing customers only.
  • Image used in the ad may differ from the original vehicle and is for reference purpose.
  • Offer not valid in conjunction with any other promotions.
  • Minimum income requirement: salaried: SAR 10,000 & self-employed: SAR 30,000.
  • Minimum qualifying Simah score: Simah score of 550 and above for availing 50-50 financing for 2 years.
  • Campaign valid till 31st December 2024.
  • Terms and conditions for branch of Emirates NBD Bank - KSA Auto Lease apply.

SAMACO terms and conditions:

  • Vehicle warranty: 5 years / open mileage.
  • Service plan: 5 years / 75,000 KM.
  • Roadside assistance: 5 years.


Apply Now

A4 signature edition

*Bank Terms & Conditions

Terms & Conditions related to the promotion*:

  • The offer is for Audi Brand with SAMACO Motors only
  • The offer is applicable on specific Audi A4 model and limited to financing customers only
  • Image used in the ad may differ from the original vehicle and is for reference purpose
  • Offer not valid in conjunction with any other promotions
  • Please visit the nearest showroom for more information about the minimum income of Regular Financing (1-5 Years) and 50-50 Financing (2 Years)**
  • Minimum Qualifying Simah Score applies as stated below:
    • Salaried Customers with 0% Down Payment: 550+ Qualifying Score
    • Salaried Customer with 5% Down Payment: 500 up to 550 Qualifying Score
    • Self Employed Customers with 10% Down Payment: 550+ Qualifying Score
    • 50-50 Customers (all customer type): 550+ Qualifying score for availing 50-50 Financing for 2 Years
  • Balloon Payment Regular Financing: 35%
  • Balloon Payment 50-50 Financing: 50%
  • Starting APR for 50-50 Financing @ 6.63% with Admin Fee included & excluding Insurance
  • Starting APR for Regular Financing @ 6.40% with Admin Fee included & excluding Insurance

*Terms & Conditions Apply

**Based on DBR calculation and eligibility

Campaign Validity: 31st of December 2024

General Terms & Conditions:

  • This offer is applicable for the existing and new customers
  • Terms and conditions for branch of Emirates NBD - Kingdom of Saudi Arabia shall apply
  • These terms and conditions are subject to the laws and regulations of the Kingdom of Saudi Arabia
  • The bank, in its absolute discretion, reserves the right to prevent any individual from benefiting from the offer if he violates these terms and conditions or the terms of use of the product or the bank account, or attempts to tamper with the instructions and mechanism for benefiting from this offer
  • ENBD is Licensed and regulated by SAMA
  • These Terms and Conditions have been drafted in both Arabic and English version and in case of discrepancies, the Arabic shall prevail

Terms & Conditions apply

Apply Now

Models:

  • S450 4MATIC: EMI starting from SAR 10,131* for salaried customers.
  • S580 4MATIC: EMI starting from SAR 11,955* for salaried customers.
  • C200: EMI starting from SAR 5,191* for salaried customers.
  • GLE 53 Coupe: EMI starting from SAR 7,972* for salaried customers.

Terms and conditions:

Emirates NBD's terms and conditions:

  • Campaign valid till 31st December 2024.
  • The offer is with Al Juffali Mercedes only.
  • The offer is applicable on specific S-Class, C200 & GLE 53 Coupe Models and limited to financing customers only.
  • Image used in the ad may differ from the original vehicle and is for reference purpose.
  • Offer not valid in conjunction with any other promotions.
  • Minimum income for regular financing (1-5 years): salaried customers: SAR 5000 & self-employed customers: SAR 25,000.
  • Minimum income for 50-50 financing (2 years): salaried customers: SAR 10,000 & self-employed customers: SAR 30,000.
  • Balloon payment regular financing: 35% available on Sedans & 40% available on SUVs.
  • Balloon payment 50-50 financing: 50%

Al Juffali - Mercedes terms and conditions:

Buy-Back conditions for EQ version only

  • All vehicles must be serviced by Al Juffali (JACO) Service Department at regular intervals of 1 year or 25,000 Kilometers whichever comes first.
  • The vehicles must have fair wear and tear on return.
  • All vehicles must be free from any major accident repairs. Any minor accident repair must be carried out at JACO Bodyshop.
  • Milage is restricted to 20,000 kilometers per annum depending on the contract length. Access milage will be charged at 1.5 SR per kilometer where applicable.
  • The battery must be kept in a charged position and must not be completely depleted.
  • The battery health will be inspected by JACO service center at the time of buy-back.

*Terms and conditions apply


Apply Now

Experience the luxury of the 2024 Bentley Bentayga.

Terms and conditions:

  • The offer is with Saudi Arabian Marketing & Agency Company - SAMACO only.
  • The offer is applicable on specific Bentley Bentayga model and limited to financing customers only.
  • Image used in the ad may differ from the original vehicle and is for reference purpose.
  • Offer not valid in conjunction with any other promotions.
  • Minimum income requirement: Based on customer DBR (Debt Burden Ratio).
  • Minimum qualifying Simah score: Simah score of 550 and above for availing 50-50 financing for 2 years.
  • Campaign valid till 31st December 2024.

*Terms and conditions apply


Apply Now

Terms & Conditions related to the promotion*:

  • The offer is for Lucid Brand only
  • The offer is applicable on specific Lucid Model and limited to financing customers only
  • Image used in the ad may differ from the original vehicle and is for reference purpose
  • Offer not valid in conjunction with any other promotions
  • Please visit the nearest showroom for more information about the minimum income of Regular Financing (1-5 Years) and 50-50 Financing (2 Years)**
  • Minimum Qualifying Simah Score applies as stated below:
    • Salaried Customers with 0% Down Payment: 550+ Qualifying Score
    • Salaried Customer with 5% Down Payment: 500 up to 550 Qualifying Score
    • Self Employed Customers with 10% Down Payment: 550+ Qualifying Score
    • 50-50 Customers (all customer type): 550+ Qualifying score for availing 50-50 Financing for 2 Years
  • Balloon Payment Regular Financing: 35% available on Sedans
  • Balloon Payment 50-50 Financing: 50%
  • Starting APR for 50-50 Financing @ 4.63% with Admin Fee included & excluding Insurance
  • Starting APR for Regular Financing Sedan @ 4.88% with Admin Fee included & excluding Insurance

*Terms & Conditions Apply

**Based on DBR calculation and eligibility

Campaign Validity: 31st of December 2024

General Terms & Conditions:

  • This offer is applicable for the existing and new customers
  • Terms and conditions for branch of Emirates NBD - Kingdom of Saudi Arabia shall apply
  • These terms and conditions are subject to the laws and regulations of the Kingdom of Saudi Arabia
  • The bank, in its absolute discretion, reserves the right to prevent any individual from benefiting from the offer if he violates these terms and conditions or the terms of use of the product or the bank account, or attempts to tamper with the instructions and mechanism for benefiting from this offer
  • Emirates NBD is licensed and regulated by SAMA
  • These Terms and Conditions have been drafted in both Arabic and English version and in case of discrepancies, the Arabic shall prevail


Apply Now

Customer Service

Our swift & enhanced aftersales services

  • Insurance claim
  • Total loss claims
  • Local Driving Authorization (New/Renewal)
  • Lease Transfer Request
  • Insurance Certificate Request
  • Vehicle Return Request
  • General Inquiries
  • International Driving Authorization
  • Backup Key Request
  • Renew Vehicle Registration

Request a Service

Auto Lease Calculator

1. Select Auto Lease Type ?
2. Select Finance Type ?
3. Select Model Type ?
8000 SAR 500000 SAR
20000 SAR 1200000 SAR
0 % 90 %
3 % 35 %
1 Years 5 Years

Note: Profit Rates, Down Payment, Balloon Payment, Tenor and the Financing Limits may vary & are subject to Bank's policy

Management Fee 1% of the finance amount or SAR 5000 whichever is lower

For 50/50 program: Maximum Financing Amount is capped at SAR 500,000 for regular cars and SAR 750,000 for (Bentley Only)

Last modification : 15th August 2020

1. Customer Type?

2. Car Type?

Finance Amount

{0} SAR

Down Payment Amount

{0} SAR

Term Cost

{0} SAR

Balloon Payment Amount

{0} SAR

APR

{0}%

Management Fees

{0} SAR

Total Repayment amount

{0} SAR

Based on the Auto Lease program, your monthly installment is

SAR

*

APR may differ depending on the amount and maturity period and subject to credit scoring of each customer

*Subject to terms and conditions.

Auto Lease Financing Example

Salary Transfer Auto Lease Financing

  • Example 1:For New Auto Finance of SAR 100,000 over 60 months, the APR will be 10.33% and the monthly installment will be SAR 1,715
  • Example 2:For Certified Pre-Owned Auto Finance of SAR 100,000 over 48 months, the APR will be 12.90% and the monthly installment will be SAR 2,415
  • Example 3: For 50/50 Program Auto Finance of SAR 100,000 over 24 months, the APR will be 12.66% and the monthly installment will be SAR 1,098

Non Salary Transfer Auto Lease Financing

  • Example 1:For New Auto Finance of SAR 100,000 over 60 months, the APR will be 11.65% and the monthly installment will be SAR 1,768
  • Example 2:For Certified Pre-Owned Auto Finance of SAR 100,000 over 48 months, the APR will be 14.19% and the monthly installment will be SAR 2,478
  • Example 3: For 50/50 Program Auto Finance of SAR 100,000 over 24 months, the APR will be 12.66% and the monthly installment will be SAR 1,098

Self-Employed Auto Lease Financing

  • Example 1:For New Auto Finance of SAR 100,000 over 60 months, the APR will be 12.57% and the monthly installment will be SAR 1,797
  • Example 2:For Certified Pre-Owned Auto Finance of SAR 100,000 over 48 months, the APR will be 15.45% and the monthly installment will be SAR 2,540
  • Example 3: For 50/50 Program Auto Finance of SAR 100,000 over 24 months, the APR will be 12.66% and the monthly installment will be SAR 1,098

Auto Lease Product Features

Best-in-Class Insurance
Best-in-Class Insurance
2
Extended warranty available until the end of the repayment period with maximum mileage of 200,000 KMs*
3
Repayment period from 1 to 5 years
5
Shariah compliant
4
Ability of early settlement, contract cancellation and return of vehicle within the repayment period
6
Option to transfer the lease from existing to new customer
7
Facility to use the car abroad in GCC* countries & Jordan with insurance coverage
8
Certified Pre-Owned & 50/50 Leasing Available**

*Terms & Conditions Apply

**On selected brands only / Terms & Conditions Apply

Auto Lease Insurance Features

Best-in-Class Insurance
Insurance with agency repair for the entire repayment period*
2
Insurance coverage for GCC countries*
3
Personal Accidents Benefits for the driver in case of accidents or death ( god forbid )*
5
Emergency medical expense*
4
Natural perils coverage: Floods, windstorms, sandstorms, earthquakes, volcanic eruptions, hurricanes, and other convulsions of nature*

*Terms & Conditions Apply

Useful Links

Auto Lease Schedule of Charges

Customer Undertaking

Eligibility

Employment Criteria:

  • For salary transfer & non-salary transfer segment: the minimum salary should be SAR 8,000
  • For self-employed segment: the minimum monthly revenue should be SAR 20,000

 

Age Criteria:

  • Salaried customers should be between 21 and 60 years (including Loan tenor)
  • Non-salaried customers should be between 25 and 65 years (including Loan tenor)

 

Length of Service:

  • Salary Transferred: minimum of 1 month
  • Non-Salary Transfer: minimum of 3 months
  • For Expats: less than 2 years of service requires a 5% additional down payment then continues payment on the current norm
  • Self-employed: A minimum of 1 year in business

 

Number of Vehicles per borrowers:

  • Maximum of 3 vehicles (for Saudi Nationals)
  • Maximum of 2 vehicles (for expats)

 

Approved Brands Under the Program:

  • All (as per the Bank’s policy)

 

Financing Cap:

Criteria Approved Finance Amount
Finance Amount (Principal only) Minimum: SAR 20,000
Maximum: SAR 1,000,000

 

*Terms & Conditions apply

Eligibility

Employment Criteria:

  • For salary transfer & non-salary transfer segment: the minimum salary should be SAR 15,000
  • For self-employed segment: the minimum monthly revenue should be SAR 30,000

Length of Service:

  • Salary Transferred: minimum of 1 month
  • Non-Salary Transfer: minimum of 3 months
  • Self-employed: A minimum of 1 year in business

Approved brands under 50/50 program:

  • Bentley
  • Lamborghini**
  • Land Rover/Range Rover
  • Mercedes
  • BMW
  • Porsche
  • Audi
  • Volkswagen
  • Mini Cooper

Please contact our Bank Representative in the showroom to know about other vehicles under the 50/50 program

**On Case to Case basis

Leasing Tenor:

  • 24 Months

Financing Cap:

Self-Employed Customers (50-50 Cars)

Credit Criteria
Minimum Monthly Income SAR 30,000
Finance Amount (Principal only) SAR 1,000,000 for All Brands

Salaried Customers (50-50 Cars)

Credit Criteria
Minimum Monthly Income SAR 15,000
Finance Amount (Principal only) SAR 750,000 for All Brands

*Terms & Conditions apply

Eligibility

Employment Criteria:

  • For salaried segment the minimum monthly income should be SAR 8,000 and above
  • For self-employed segment the minimum monthly revenue should be SAR 30,000 and above

Approved Brands Under the Certified Pre-Owned Program

  • Land Rover/Range Rover
  • Mercedes
  • BMW
  • Audi
  • Jaguar
  • Lexus
  • Infiniti
  • Bentley
  • VW
  • Porsche
  • Cadillac
  • GMC
  • Chevrolet
  • Toyota Land Cruiser
  • Toyota Prado
  • Nissan Patrol

Financing Cap:

Salaried Customers (Pre-Owned Cars)

Credit Criteria
Finance Amount (Principal only) SAR 750,000 (Depending upon DBR and other checks)

Self-Employed Customers (Pre-Owned Cars)

Credit Criteria
Finance Amount (Principal only) SAR 1,000,000 (Depending upon DBR and other checks)

Approved grid for vehicle model and kilometers
Same Year Model 1 Year Old Model 2 Year Old Model
Leasing Tenor 60 Months 48 Months 36 Months
Max. Mileage 20,000 KMs 30,000 KMs 60,000 KMs

*Terms & Conditions apply

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