Auto Lease Programs

Select the program that is right for you!

Emirates NBD offers you a wide range of Auto Lease programs that gives you the capability of owning the car of your dreams with comfort and ease.

Check out our exclusive

Auto Lease offers

Limited time offer

Bank’s Terms & Conditions

Terms & Conditions related to the promotion*:

  • The offer is for Lamborghini Brand with SAMACO Motors only
  • The offer is applicable on specific Lamborghini models and limited to financing customers only
  • Image used in the ad may differ from the original vehicle and is for reference purpose
  • Offer not valid in conjunction with any other promotions
  • Please visit the nearest showroom for more information about the minimum income of Regular Financing (1-5 Years) and 50-50 Financing (2 Years)**
  • Minimum Qualifying Simah Score applies as stated below:
    • Salaried Customers with 0% Down Payment: 550+ Qualifying Score
    • Salaried Customer with 5% Down Payment: 500 upto 550 Qualifying Score
    • Self Employed Customers with 10% Down Payment: 550+ Qualifying Score
    • 50-50 Customers (all customer type): 550+ Qualifying score for availing 50-50 Financing for 2 Years
  • Balloon Payment Regular Financing: 35%
  • Balloon Payment 50-50 Financing: 50%
  • Starting APR for 50-50 Financing @ 0.36% with Admin Fee included & excluding Insurance
  • Starting APR for Regular Financing @ 4.78% with Admin Fee included & excluding Insurance

* Terms & Conditions Apply

** Based on DBR calculation and eligibility

Campaign Validity: Till 30th of November 2024

General Terms & Conditions:

  • This offer is applicable for the existing and new customers
  • Terms and conditions of Auto Lease for Branch of Emirates NBD - Kingdom of Saudi Arabia shall apply
  • These terms and conditions are subject to the laws and regulations of the Kingdom of Saudi Arabia
  • The bank, in its absolute discretion, reserves the right to prevent any individual from benefiting from the offer if the individual violates these terms and conditions or the terms of use of the product or the bank account, or attempts to tamper with the instructions and mechanism for benefiting from this offer
  • Branch of Emirates NBD - Kingdom of Saudi Arabia is Licensed and regulated by Saudi Central Bank
  • These Terms and Conditions have been drafted in both Arabic and English version and in case of any discrepancies, the Arabic version shall prevail

Apply Now

Get your Hands on Volkswagen Cars.

Terms and conditions:

Emirates NBD’s terms and conditions:

  • The offer is with Saudi Arabian Marketing & Agency Company - SAMACO only.
  • The offer is applicable on specific Golf - GTI & Teramont models and limited to financing customers only.
  • Image used in the ad may differ from the original vehicle and is for reference purpose.
  • Offer not valid in conjunction with any other promotions.
  • Minimum income requirement: salaried: SAR 10,000 & self-employed: SAR 30,000.
  • Minimum qualifying Simah score: Simah score of 550 and above for availing 50-50 financing for 2 years.
  • Campaign valid till 31st December 2024.
  • Terms and conditions for branch of Emirates NBD Bank - KSA Auto Lease apply.

SAMACO terms and conditions:

  • Vehicle warranty: 5 years / open mileage.
  • Service plan: 5 years / 75,000 KM.
  • Roadside assistance: 5 years.


Apply Now

A4 signature edition

*Bank Terms & Conditions

Terms & Conditions related to the promotion*:

  • The offer is for Audi Brand with SAMACO Motors only
  • The offer is applicable on specific Audi A4 model and limited to financing customers only
  • Image used in the ad may differ from the original vehicle and is for reference purpose
  • Offer not valid in conjunction with any other promotions
  • Please visit the nearest showroom for more information about the minimum income of Regular Financing (1-5 Years) and 50-50 Financing (2 Years)**
  • Minimum Qualifying Simah Score applies as stated below:
    • Salaried Customers with 0% Down Payment: 550+ Qualifying Score
    • Salaried Customer with 5% Down Payment: 500 up to 550 Qualifying Score
    • Self Employed Customers with 10% Down Payment: 550+ Qualifying Score
    • 50-50 Customers (all customer type): 550+ Qualifying score for availing 50-50 Financing for 2 Years
  • Balloon Payment Regular Financing: 35%
  • Balloon Payment 50-50 Financing: 50%
  • Starting APR for 50-50 Financing @ 6.63% with Admin Fee included & excluding Insurance
  • Starting APR for Regular Financing @ 6.40% with Admin Fee included & excluding Insurance

*Terms & Conditions Apply

**Based on DBR calculation and eligibility

Campaign Validity: 31st of December 2024

General Terms & Conditions:

  • This offer is applicable for the existing and new customers
  • Terms and conditions for branch of Emirates NBD - Kingdom of Saudi Arabia shall apply
  • These terms and conditions are subject to the laws and regulations of the Kingdom of Saudi Arabia
  • The bank, in its absolute discretion, reserves the right to prevent any individual from benefiting from the offer if he violates these terms and conditions or the terms of use of the product or the bank account, or attempts to tamper with the instructions and mechanism for benefiting from this offer
  • ENBD is Licensed and regulated by SAMA
  • These Terms and Conditions have been drafted in both Arabic and English version and in case of discrepancies, the Arabic shall prevail

Terms & Conditions apply

Apply Now

Models:

  • EQS 450+: EMI starting from SAR 9,082* for salaried customers.
  • EQS 580: EMI starting from SAR 9,534* for salaried customers.
  • EQE 350+: EMI starting from SAR 6,120* for salaried customers.
  • S450 4MATIC: EMI starting from SAR 10,131* for salaried customers.
  • S580 4MATIC: EMI starting from SAR 11,955* for salaried customers.
  • C200: EMI starting from SAR 5,191* for salaried customers.
  • GLE 53 Coupe: EMI starting from SAR 7,972* for salaried customers.

Terms and conditions:

Emirates NBD's terms and conditions:

  • Campaign valid till 30th November 2024.
  • The offer is with Al Juffali Mercedes only.
  • The offer is applicable on specific EQ, S-Class, C200 & GLE 53 Coupe Models and limited to financing customers only.
  • Image used in the ad may differ from the original vehicle and is for reference purpose.
  • Offer not valid in conjunction with any other promotions.
  • Minimum income for regular financing (1-5 years): salaried customers: SAR 5000 & self-employed customers: SAR 25,000.
  • Minimum income for 50-50 financing (2 years): salaried customers: SAR 10,000 & self-employed customers: SAR 30,000.
  • Balloon payment regular financing: 35% available on Sedans & 40% available on SUVs.
  • Balloon payment 50-50 financing: 50%

Al Juffali - Mercedes terms and conditions:

Buy-Back conditions for EQ version only

  • All vehicles must be serviced by Al Juffali (JACO) Service Department at regular intervals of 1 year or 25,000 Kilometers whichever comes first.
  • The vehicles must have fair wear and tear on return.
  • All vehicles must be free from any major accident repairs. Any minor accident repair must be carried out at JACO Bodyshop.
  • Milage is restricted to 20,000 kilometers per annum depending on the contract length. Access milage will be charged at 1.5 SR per kilometer where applicable.
  • The battery must be kept in a charged position and must not be completely depleted.
  • The battery health will be inspected by JACO service center at the time of buy-back.

*Terms and conditions apply


Apply Now

Experience the luxury of the 2024 Bentley Bentayga.

Terms and conditions:

  • The offer is with Saudi Arabian Marketing & Agency Company - SAMACO only.
  • The offer is applicable on specific Bentley Bentayga model and limited to financing customers only.
  • Image used in the ad may differ from the original vehicle and is for reference purpose.
  • Offer not valid in conjunction with any other promotions.
  • Minimum income requirement: Based on customer DBR (Debt Burden Ratio).
  • Minimum qualifying Simah score: Simah score of 550 and above for availing 50-50 financing for 2 years.
  • Campaign valid till 31st December 2024.

*Terms and conditions apply


Apply Now

Terms & Conditions related to the promotion*:

  • The offer is for Lucid Brand only
  • The offer is applicable on specific Lucid Model and limited to financing customers only
  • Image used in the ad may differ from the original vehicle and is for reference purpose
  • Offer not valid in conjunction with any other promotions
  • Please visit the nearest showroom for more information about the minimum income of Regular Financing (1-5 Years) and 50-50 Financing (2 Years)**
  • Minimum Qualifying Simah Score applies as stated below:
    • Salaried Customers with 0% Down Payment: 550+ Qualifying Score
    • Salaried Customer with 5% Down Payment: 500 up to 550 Qualifying Score
    • Self Employed Customers with 10% Down Payment: 550+ Qualifying Score
    • 50-50 Customers (all customer type): 550+ Qualifying score for availing 50-50 Financing for 2 Years
  • Balloon Payment Regular Financing: 35% available on Sedans
  • Balloon Payment 50-50 Financing: 50%
  • Starting APR for 50-50 Financing @ 6.94% with Admin Fee included & excluding Insurance
  • Starting APR for Regular Financing Sedan @ 6.39% with Admin Fee included & excluding Insurance

*Terms & Conditions Apply

**Based on DBR calculation and eligibility

Campaign Validity: 30th of November 2024

General Terms & Conditions:

  • This offer is applicable for the existing and new customers
  • Terms and conditions for branch of Emirates NBD - Kingdom of Saudi Arabia shall apply
  • These terms and conditions are subject to the laws and regulations of the Kingdom of Saudi Arabia
  • The bank, in its absolute discretion, reserves the right to prevent any individual from benefiting from the offer if he violates these terms and conditions or the terms of use of the product or the bank account, or attempts to tamper with the instructions and mechanism for benefiting from this offer
  • Emirates NBD is licensed and regulated by SAMA
  • These Terms and Conditions have been drafted in both Arabic and English version and in case of discrepancies, the Arabic shall prevail


Apply Now

Bank’s Terms & Conditions

Terms & Conditions related to the promotion*:

  • The offer is for Lamborghini Brand with SAMACO Motors only
  • The offer is applicable on specific Lamborghini models and limited to financing customers only
  • Image used in the ad may differ from the original vehicle and is for reference purpose
  • Offer not valid in conjunction with any other promotions
  • Please visit the nearest showroom for more information about the minimum income of Regular Financing (1-5 Years) and 50-50 Financing (2 Years)**
  • Minimum Qualifying Simah Score applies as stated below:
    • Salaried Customers with 0% Down Payment: 550+ Qualifying Score
    • Salaried Customer with 5% Down Payment: 500 upto 550 Qualifying Score
    • Self Employed Customers with 10% Down Payment: 550+ Qualifying Score
    • 50-50 Customers (all customer type): 550+ Qualifying score for availing 50-50 Financing for 2 Years
  • Balloon Payment Regular Financing: 35%
  • Balloon Payment 50-50 Financing: 50%
  • Starting APR for 50-50 Financing @ 0.36% with Admin Fee included & excluding Insurance
  • Starting APR for Regular Financing @ 4.78% with Admin Fee included & excluding Insurance

* Terms & Conditions Apply

** Based on DBR calculation and eligibility

Campaign Validity: Till 30th of November 2024

General Terms & Conditions:

  • This offer is applicable for the existing and new customers
  • Terms and conditions of Auto Lease for Branch of Emirates NBD - Kingdom of Saudi Arabia shall apply
  • These terms and conditions are subject to the laws and regulations of the Kingdom of Saudi Arabia
  • The bank, in its absolute discretion, reserves the right to prevent any individual from benefiting from the offer if the individual violates these terms and conditions or the terms of use of the product or the bank account, or attempts to tamper with the instructions and mechanism for benefiting from this offer
  • Branch of Emirates NBD - Kingdom of Saudi Arabia is Licensed and regulated by Saudi Central Bank
  • These Terms and Conditions have been drafted in both Arabic and English version and in case of any discrepancies, the Arabic version shall prevail

Apply Now

Get your Hands on Volkswagen Cars.

Terms and conditions:

Emirates NBD’s terms and conditions:

  • The offer is with Saudi Arabian Marketing & Agency Company - SAMACO only.
  • The offer is applicable on specific Golf - GTI & Teramont models and limited to financing customers only.
  • Image used in the ad may differ from the original vehicle and is for reference purpose.
  • Offer not valid in conjunction with any other promotions.
  • Minimum income requirement: salaried: SAR 10,000 & self-employed: SAR 30,000.
  • Minimum qualifying Simah score: Simah score of 550 and above for availing 50-50 financing for 2 years.
  • Campaign valid till 31st December 2024.
  • Terms and conditions for branch of Emirates NBD Bank - KSA Auto Lease apply.

SAMACO terms and conditions:

  • Vehicle warranty: 5 years / open mileage.
  • Service plan: 5 years / 75,000 KM.
  • Roadside assistance: 5 years.


Apply Now

A4 signature edition

*Bank Terms & Conditions

Terms & Conditions related to the promotion*:

  • The offer is for Audi Brand with SAMACO Motors only
  • The offer is applicable on specific Audi A4 model and limited to financing customers only
  • Image used in the ad may differ from the original vehicle and is for reference purpose
  • Offer not valid in conjunction with any other promotions
  • Please visit the nearest showroom for more information about the minimum income of Regular Financing (1-5 Years) and 50-50 Financing (2 Years)**
  • Minimum Qualifying Simah Score applies as stated below:
    • Salaried Customers with 0% Down Payment: 550+ Qualifying Score
    • Salaried Customer with 5% Down Payment: 500 up to 550 Qualifying Score
    • Self Employed Customers with 10% Down Payment: 550+ Qualifying Score
    • 50-50 Customers (all customer type): 550+ Qualifying score for availing 50-50 Financing for 2 Years
  • Balloon Payment Regular Financing: 35%
  • Balloon Payment 50-50 Financing: 50%
  • Starting APR for 50-50 Financing @ 6.63% with Admin Fee included & excluding Insurance
  • Starting APR for Regular Financing @ 6.40% with Admin Fee included & excluding Insurance

*Terms & Conditions Apply

**Based on DBR calculation and eligibility

Campaign Validity: 31st of December 2024

General Terms & Conditions:

  • This offer is applicable for the existing and new customers
  • Terms and conditions for branch of Emirates NBD - Kingdom of Saudi Arabia shall apply
  • These terms and conditions are subject to the laws and regulations of the Kingdom of Saudi Arabia
  • The bank, in its absolute discretion, reserves the right to prevent any individual from benefiting from the offer if he violates these terms and conditions or the terms of use of the product or the bank account, or attempts to tamper with the instructions and mechanism for benefiting from this offer
  • ENBD is Licensed and regulated by SAMA
  • These Terms and Conditions have been drafted in both Arabic and English version and in case of discrepancies, the Arabic shall prevail

Terms & Conditions apply

Apply Now

Models:

  • EQS 450+: EMI starting from SAR 9,082* for salaried customers.
  • EQS 580: EMI starting from SAR 9,534* for salaried customers.
  • EQE 350+: EMI starting from SAR 6,120* for salaried customers.
  • S450 4MATIC: EMI starting from SAR 10,131* for salaried customers.
  • S580 4MATIC: EMI starting from SAR 11,955* for salaried customers.
  • C200: EMI starting from SAR 5,191* for salaried customers.
  • GLE 53 Coupe: EMI starting from SAR 7,972* for salaried customers.

Terms and conditions:

Emirates NBD's terms and conditions:

  • Campaign valid till 30th November 2024.
  • The offer is with Al Juffali Mercedes only.
  • The offer is applicable on specific EQ, S-Class, C200 & GLE 53 Coupe Models and limited to financing customers only.
  • Image used in the ad may differ from the original vehicle and is for reference purpose.
  • Offer not valid in conjunction with any other promotions.
  • Minimum income for regular financing (1-5 years): salaried customers: SAR 5000 & self-employed customers: SAR 25,000.
  • Minimum income for 50-50 financing (2 years): salaried customers: SAR 10,000 & self-employed customers: SAR 30,000.
  • Balloon payment regular financing: 35% available on Sedans & 40% available on SUVs.
  • Balloon payment 50-50 financing: 50%

Al Juffali - Mercedes terms and conditions:

Buy-Back conditions for EQ version only

  • All vehicles must be serviced by Al Juffali (JACO) Service Department at regular intervals of 1 year or 25,000 Kilometers whichever comes first.
  • The vehicles must have fair wear and tear on return.
  • All vehicles must be free from any major accident repairs. Any minor accident repair must be carried out at JACO Bodyshop.
  • Milage is restricted to 20,000 kilometers per annum depending on the contract length. Access milage will be charged at 1.5 SR per kilometer where applicable.
  • The battery must be kept in a charged position and must not be completely depleted.
  • The battery health will be inspected by JACO service center at the time of buy-back.

*Terms and conditions apply


Apply Now

Experience the luxury of the 2024 Bentley Bentayga.

Terms and conditions:

  • The offer is with Saudi Arabian Marketing & Agency Company - SAMACO only.
  • The offer is applicable on specific Bentley Bentayga model and limited to financing customers only.
  • Image used in the ad may differ from the original vehicle and is for reference purpose.
  • Offer not valid in conjunction with any other promotions.
  • Minimum income requirement: Based on customer DBR (Debt Burden Ratio).
  • Minimum qualifying Simah score: Simah score of 550 and above for availing 50-50 financing for 2 years.
  • Campaign valid till 31st December 2024.

*Terms and conditions apply


Apply Now

Terms & Conditions related to the promotion*:

  • The offer is for Lucid Brand only
  • The offer is applicable on specific Lucid Model and limited to financing customers only
  • Image used in the ad may differ from the original vehicle and is for reference purpose
  • Offer not valid in conjunction with any other promotions
  • Please visit the nearest showroom for more information about the minimum income of Regular Financing (1-5 Years) and 50-50 Financing (2 Years)**
  • Minimum Qualifying Simah Score applies as stated below:
    • Salaried Customers with 0% Down Payment: 550+ Qualifying Score
    • Salaried Customer with 5% Down Payment: 500 up to 550 Qualifying Score
    • Self Employed Customers with 10% Down Payment: 550+ Qualifying Score
    • 50-50 Customers (all customer type): 550+ Qualifying score for availing 50-50 Financing for 2 Years
  • Balloon Payment Regular Financing: 35% available on Sedans
  • Balloon Payment 50-50 Financing: 50%
  • Starting APR for 50-50 Financing @ 6.94% with Admin Fee included & excluding Insurance
  • Starting APR for Regular Financing Sedan @ 6.39% with Admin Fee included & excluding Insurance

*Terms & Conditions Apply

**Based on DBR calculation and eligibility

Campaign Validity: 30th of November 2024

General Terms & Conditions:

  • This offer is applicable for the existing and new customers
  • Terms and conditions for branch of Emirates NBD - Kingdom of Saudi Arabia shall apply
  • These terms and conditions are subject to the laws and regulations of the Kingdom of Saudi Arabia
  • The bank, in its absolute discretion, reserves the right to prevent any individual from benefiting from the offer if he violates these terms and conditions or the terms of use of the product or the bank account, or attempts to tamper with the instructions and mechanism for benefiting from this offer
  • Emirates NBD is licensed and regulated by SAMA
  • These Terms and Conditions have been drafted in both Arabic and English version and in case of discrepancies, the Arabic shall prevail


Apply Now

Customer Service

Our swift & enhanced aftersales services

  • Insurance claim
  • Total loss claims
  • Local Driving Authorization (New/Renewal)
  • Lease Transfer Request
  • Insurance Certificate Request
  • Vehicle Return Request
  • General Inquiries
  • International Driving Authorization
  • Backup Key Request
  • Renew Vehicle Registration

Auto Lease Calculator

1. Select Auto Lease Type ?
2. Select Finance Type ?
3. Select Model Type ?
8000 SAR 500000 SAR
20000 SAR 1200000 SAR
0 % 90 %
3 % 35 %
1 Years 5 Years

Note: Profit Rates, Down Payment, Balloon Payment, Tenor and the Financing Limits may vary & are subject to Bank's policy

Management Fee 1% of the finance amount or SAR 5000 whichever is lower

For 50/50 program: Maximum Financing Amount is capped at SAR 500,000 for regular cars and SAR 750,000 for (Bentley Only)

Last modification : 15th August 2020

1. Customer Type?

2. Car Type?

Finance Amount

{0} SAR

Down Payment Amount

{0} SAR

Term Cost

{0} SAR

Balloon Payment Amount

{0} SAR

APR

{0}%

Management Fees

{0} SAR

Total Repayment amount

{0} SAR

Based on the Auto Lease program, your monthly installment is

SAR

*

APR may differ depending on the amount and maturity period and subject to credit scoring of each customer

*Subject to terms and conditions.

Auto Lease Financing Example

Salary Transfer Auto Lease Financing

  • Example 1:For New Auto Finance of SAR 100,000 over 60 months, the APR will be 10.33% and the monthly installment will be SAR 1,715
  • Example 2:For Certified Pre-Owned Auto Finance of SAR 100,000 over 48 months, the APR will be 12.90% and the monthly installment will be SAR 2,415
  • Example 3: For 50/50 Program Auto Finance of SAR 100,000 over 24 months, the APR will be 12.66% and the monthly installment will be SAR 1,098

Non Salary Transfer Auto Lease Financing

  • Example 1:For New Auto Finance of SAR 100,000 over 60 months, the APR will be 11.65% and the monthly installment will be SAR 1,768
  • Example 2:For Certified Pre-Owned Auto Finance of SAR 100,000 over 48 months, the APR will be 14.19% and the monthly installment will be SAR 2,478
  • Example 3: For 50/50 Program Auto Finance of SAR 100,000 over 24 months, the APR will be 12.66% and the monthly installment will be SAR 1,098

Self-Employed Auto Lease Financing

  • Example 1:For New Auto Finance of SAR 100,000 over 60 months, the APR will be 12.57% and the monthly installment will be SAR 1,797
  • Example 2:For Certified Pre-Owned Auto Finance of SAR 100,000 over 48 months, the APR will be 15.45% and the monthly installment will be SAR 2,540
  • Example 3: For 50/50 Program Auto Finance of SAR 100,000 over 24 months, the APR will be 12.66% and the monthly installment will be SAR 1,098

Auto Lease Product Features

 Best-in-Class Insurance
Best-in-Class Insurance
2
Extended warranty available until the end of the repayment period with maximum mileage of 200,000 KMs*
3
Repayment period from 1 to 5 years
5
Shariah compliant
4
Ability of early settlement, contract cancellation and return of vehicle within the repayment period
6
Option to transfer the lease from existing to new customer
7
Facility to use the car abroad in GCC* countries & Jordan with insurance coverage
8
Certified Pre-Owned & 50/50 Leasing Available**

*Terms & Conditions Apply

**On selected brands only / Terms & Conditions Apply

Auto Lease Insurance Features

 Best-in-Class Insurance
Insurance with agency repair for the entire repayment period*
2
Insurance coverage for GCC countries*
3
Personal Accidents Benefits for the driver in case of accidents or death ( god forbid )*
5
Emergency medical expense*
4
Natural perils coverage: Floods, windstorms, sandstorms, earthquakes, volcanic eruptions, hurricanes, and other convulsions of nature*

*Terms & Conditions Apply

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